Before you apply for a loan, start collecting these items
The following information/documentation will be required to complete your loan application. Here’s a handy checklist to help you start collecting these important items.
Your Residence History
Previous addresses for the last 2 years and how long you lived at each location
If you currently rent, your landlord’s name, address and telephone number to verify the most recent 12-month rental history
Your Employment History
Names and addresses for all employers in the last 2 years
Dates of employment for each employer
Letter explaining any gaps in your employment in the last 2 years
Pay stubs for the last 30 days Most recent 2 years W2s
Most recent 2 years 1040s
Year-to-date profit and loss statement and current balance sheet (if self-employed)
Award letter and copy of most recent check for retirement, Social Security or disability income
Savings, Checking And Investment Accounts
Checking/Savings Accounts: 2 most recent monthly statements
Stocks/Mutual Funds: 2 most recent monthly statements
401K/Retirement Accounts: Most recent quarterly statements
Miscellaneous
Complete Bankruptcy papers, including discharge
Complete Divorce papers
Driver’s License
Additional Information
(if Refinancing)
Copy of most recent property tax bill
Copy of most recent homeowner’s insurance bill
Copy of most recent mortgage statement or coupon book
