When you are ready to obtain a mortgage, staying educated about the best practices of a successful home purchase can help you avoid some of the most common pitfalls along the way. Here is a list of Dos and Don’ts to follow as you begin the home financing process:  
Do
    - Obtain a pre-approval
     - Continue to make your mortgage payments on time, if any
     - Stay current on all existing accounts
     - Continue to work for the same employer
     - Continue to use your credit cards as usual
     - Contact your Loan Consultant with any questions
     - Share your mortgage experience with family, friends, and co-workers
 
Don't
    - Move money around without first contacting your Loan Consultant
     - Make any major purchases
     - Pay bills late
     - Apply for new credit or open new accounts
     - Close any credit card accounts
     - Change banks or open new bank accounts
     - Max out or overcharge your credit accounts
     - Take out a new auto loan or lease
     - Make large cash deposits